You want to pay in US dollars.
But you don’t have US dollars.
Or your bank will not let you hold them.
Or it is difficult. Or expensive.
Or you do not know how.
Still, you want to buy something.
It is priced in USD.
A course. A book. A tool. A subscription.
You are in a country that makes this harder.
This is what you can do.
Use an International Debit or Credit Card
If you have one, it works in almost all online stores.
It converts your local currency into USD at the bank’s rate.
Examples of services:
- GTBank Dollar Card
- Zenith Bank Dollar Card
- Access Bank Dollar Card
Create a Virtual Dollar Card
It is like a card, only digital.
You load it in your currency, the platform converts to USD.
Examples of services:
- Chipper Cash Virtual Card
- Grey (Virtual USD Card)
- Accrue Card
Buy USD Gift Cards
They work for stores that accept them as payment.
Examples of services:
- Amazon Gift Cards (via Jumia, Konga, or Cardtonic)
- Apple iTunes Gift Cards (via BuyPower or GiftCardsToNaira)
Final Tips for Paying in USD from Nigeria
- Compare exchange rates before paying.
- Watch out for hidden conversion fees.
- Use only trusted, verified services.
- Keep proof of every payment.